Free UK Finance Calculators & Money Tools
Money management made easy. Our finance tools equip you with all the knowledge and guidance you need to grow your wealth and build your savings.
Why Choose Money Meister Calculators?
🎯 Accurate UK-Specific Calculations
All our finance calculators are tailored specifically for UK residents, using the latest 2025/26 tax rates, National Insurance thresholds, and financial regulations. Whether you're calculating your take-home pay, mortgage payments, or investment growth, our tools provide precise results based on current UK legislation.
💡 Easy to Use, Free Forever
No registration required, no hidden fees, and no complicated forms. Our intuitive calculators give you instant results as you type. From first-time homebuyers calculating mortgage affordability to investors tracking compound interest growth, our tools make complex financial calculations simple and accessible to everyone.
📊 Visual Breakdowns & Insights
Understanding your finances shouldn't be difficult. Each calculator provides clear visual charts, detailed breakdowns, and year-by-year projections. See exactly where your money goes with our tax calculator, or visualize your mortgage payoff timeline with our comprehensive mortgage tools. Knowledge is power when it comes to financial planning.
🚀 Comprehensive Tool Suite
From income tax and National Insurance calculations to mortgage borrowing capacity, rental yields, compound interest projections, and debt paydown strategies - we've got all the essential finance calculators you need in one place. Perfect for planning your financial future, comparing scenarios, and making informed money decisions.
Financial Tools
Powerful calculators to help you make informed financial decisions
Mortgage Calculator
Work out your estimated repayments!
Mortgage Affordability Calculator
Work out what you can potentially borrow for your mortgage!
Debt Calculator
How long will it take to pay your debt off?
Bulb Calculator
Work out how much you could save by changing bulbs!
UK Tax Calculator
Calculate your take-home pay with UK tax & NI deductions!
Bonus Takehome Calculator
Calculate how much of your bonus you'll actually take home!
Rent vs Buy Calculator
Compare renting vs buying a property over time!
Rent Affordability Calculator
Calculate how much rent you can afford based on your income!
Compound Interest Calculator
See the power of compound interest over time!
Rental Yield Calculator
Calculate gross and net rental yield for property investment!
Energy Cost Calculator
Calculate the daily, monthly, and yearly costs of your electrical devices!
Money Guides
Expert advice and tips to improve your financial wellbeing
Three Ways To Save Money
Three top tips to save money!
How to Build an Emergency Fund
Learn how much to save and where to keep your emergency fund in the UK
First-Time Home Buyer Guide
Complete guide to buying your first home in the UK - deposits, mortgages, and costs
Understanding Your UK Payslip
Decode your payslip - understand tax codes, deductions, and take-home pay
How to Pay Off Debt Fast
Proven strategies to clear debt quickly using snowball and avalanche methods
Investing for Beginners UK
Start investing with confidence - ISAs, funds, ETFs and building your first portfolio
How to Save for a House Deposit
Complete guide to saving for your house deposit - Lifetime ISA, timelines, and strategies
Complete Guide to ISAs
Everything about ISAs - Cash ISA, Stocks & Shares ISA, Lifetime ISA, and the £20k allowance
How to Improve Your Credit Score
Complete guide to improving your UK credit score - check for free, fix errors, and boost your rating
Complete Budgeting Guide
Master budgeting with the 50/30/20 rule, best apps, and strategies to save more money
Complete UK Pension Guide
Everything about UK pensions - workplace pensions, SIPP, state pension, and retirement planning